When it comes time to buy car, we all know that you are required to purchase insurance as well. Does the insurance you purchased cover rental car? What kind of insurance coverage would you need for those services?
If you already have car insurance, there is a pretty good chance that you are covered if you needed to rent a car for a day or however long you would need it. Most insurance policies will offer the liability insurance needed for this instance.
This coverage will cover any injuries if there were to be any. This coverage will come from your personal policy and not the one that Rental Company will offer you. Just be sure to confirm with your insurance agent that this is included in your policy.
It may also be smart to purchase the temporary rental insurance. This will cover the damages in the event of a collision.
With the price typically going from $10 to $20 in cost, this insurance would cover you in the event of a collision and keep you from paying hefty damage fees.
If you don’t purchase the insurance from the rental company, you could get stuck paying for damages and repairs that may have been caused while you were driving the car. Usually your own insurance company will not pay for these expenses.
One way to protect yourself from other fees from damages is to pay by credit card. Believe it or not, there are credit card companies that will offer insurance for collision and theft when you rent a car. Just be sure to confirm that with your card company.
This coverage however, will not cover any damages to you or other people involved.
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